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GLOVO HEALTH PLANS

For a monthly premium of N2,000 we provide health plans with highly robust benefits, free roaming around our over 2000 hospitals and 1000 pharmacy network. You and your family will never pay out of pocket for basic healthcare again. 
 

GLOVO HEALTH PLANS

For a monthly premium of N2,000 we provide health plans with highly robust benefits, free roaming around our over 2000 hospitals and 1000 pharmacy network. You and your family will never pay out of pocket for basic healthcare again. 
 

Affordable and Reliable, technology driven health care for you and your family

Knowing and understanding the health needs of you and your family, we have carefully put together an efficient health care system to cater for your needs and that of your family even when you are not there to take care of them.

For a premium of N2,000 monthly, we would provide you with access to free health care for all your basic health care needs. You will be able to freely roam any of our over 2000 standard hospitals all over the nation and access drugs at any of our over 1000 standard pharmacies all over the nation.

When it comes to your health, we make sure you will never be stranded again.

By opting for any of these plans, you and your family members gain access to essential health services, including specialist consultations, basic X-rays, laboratory and diagnostic tests, primary and secondary dental care, emergency services, CT scans, echocardiograms, a wide range of surgeries (minor, major, and intermediate), management of chronic conditions, and numerous other benefits.

Affordable and Reliable, technology driven health care for you and your family

Knowing and understanding the health needs of you and your family, we have carefully put together an efficient health care system to cater for your needs and that of your family even when you are not there to take care of them.

For a premium of N2000 monthly, we would provide you with access to free health care for all your basic health care needs. You will be able to freely roam any of our over 2000 standard hospitals all over the nation and access drugs at any of our over 1000 standard pharmacies all over the nation.

When it comes to your health, we make sure you will never be stranded again.

By opting for any of these plans, you and your family members gain access to essential health services, including specialist consultations, basic X-rays, laboratory and diagnostic tests, primary and secondary dental care, emergency services, CT scans, echocardiograms, a wide range of surgeries (minor, major, and intermediate), management of chronic conditions, and numerous other benefits.

Our Clients

Our Clients

Testimonials

Our Health Care Benefits

With the NemHealth HMO Plans, you get a diverse array of healthcare benefits with varying levels of coverage that increase progressively.

  • Seamless onboarding process with a link

  • E-HMO Card

  • Simple enrolee number – your Phone number

  • Pre-booking service

  • Remote eligibility check
  • Reduced waiting time at the hospital

Seamless Access to Care

A silent concierge, providing seamless access to quality care.

Enrolees can find all necessary information and service in one app.

  • Download the e-ID card
  • View Policy benefit
  • Provider location with geo-mapping
  • Check eligibility
  • Pre-book care
  • Submit request for reimbursement etc
  •  

Digital Services

Our virtual clinic offers enrollee access to medical consultation from the comfort of their homes or offices via video, calls or chat.

This service is accessible through the NEM Health mobile app

Telemedicine services

NEM health plan is a domestic plan with an international flavour. Enrollees can have access to care in:

  • Nigeria – Access 1,500 plus providers
  • Africa- Access key providers in West Africa, Kenya, South Africa, Egypt, Morocco and Tunisia
  • India – Access over 17 hospitals

International Access

  • Our CMS ensures concurrent review of all admission cases
  • Case management of all admissions above 6 days, critical and complex cases, surgeries and deliveries.
  • Carries out a retrospective review of cases
  • Adverse event reporting
  • 100 independent case managers across Nigeria

Efficient Case Management System

We run a comprehensive well program through the following:

  • Health Newsletter
  • Annual Health check
  • Chronic care management
  • Onsite health check
  • Fitness program
  • Preventive health education

Comprehensive Wellness Program

NEM enrollees can ask for second medical opinion if:

  • Unsure about the initial diagnosis
  • Unclear about a treatment and need advice from a specialist
  • Looking for a specialist on their condition
  • Seeking guidance on where to receive treatment

Second Medical Opinion Service

  • Enrollees are eligible to roam across our hospitals network
  • Roam across the 1,500 hospitals on our network

Roaming Services

Our EAP program provides confidential professional and critical incidence support 24/7 for all enrollees.

Enrollee Assistance Program

  • PBM ensures the delivery of genuine drugs to patients on chronic medication.
  • Pick up from our pharmacy network.
  • Manages the chronic disease management program

Pharmacy Benefit Program

  • Contact our customers services for an ambulance to be dispatched to take you to the hospital.
  • Take uber to the nearest hospital (in-network or out-of-network)
  • If admitted to an out-of-network hospital, we will immediately issue a Guarantee of payment to the hospital for your care.
  • Inform the customer services within 24 to 48hours, in all cases.

Accident and Emergency

Benefit CategoriesRosebud Plan
Region of CoverNigeria
Provider CategoryTier 1
Annual Benefit LimitUnlimited
OUT PATIENT CARE
GP ConsultationCovered
Specialist ConsultationCovered
Rare Specialist ConsultationCovered
Telemedicine ConsultationCovered
Prescribed MedicationsCovered
Basic Laboratory Investigations/X-Ray/UltrasoundsCovered
IN PATIENT CARE
Admission & FeedingCovered
Room TypeStandard Ward
Nursing Care and ConsumablesCovered
ACCIDENT AND EMERGENCY
Emergency Room CareCovered
Emergency Medical Transportation from Roadside to Hospital and Hospital to HospitalCovered
Free Uber or Bolt ride home to hospital (Medical Emergencies Only)Covered
Emergency Services – Resuscitation and StabilizationCovered
OBSTETRICS AND GYNAECOLOGY
Antenatal careCovered
Induction of Labour & Normal DeliveryCovered
Assisted DeliveryCovered
Emergency or Elective Caesarean SectionCovered
Post Natal Care- 6 weeksCovered
Family Planning Services – All Methods₦10,000.00
NEONATAL CARE SERVICES
Special Baby Care Unit (Intensive care Unit-including life support, Phototherapy & Incubator care). limit per plan24 hours
Male Circumcision and Ear Piercing – Within first 6 weeks of lifeCovered
INFERTILITY MANAGEMENT
Consultation and Investigation₦10,000.00
PRIMARY IMMUNIZATIONS
BCGCovered
OPVCovered
Pentavalent & IPVCovered
HBVCovered
Vitamin ACovered
MeaslesCovered
PneumoccoccalCovered
Yellow FeverCovered
SURGICAL SERVICES
Minor Surgery₦150,000.00
Intermediate Surgery
Major Surgery
Tertiary Surgery/Minimal Invasive Surgeries
ENT SERVICES
Treatment for ENT diseasesCovered
ENT surgery (Subject to overall surgical limit)Covered
DENTAL CARE SERVICES
Primary Dental Care – Basic dental treatment, Simple Amalgam or composite filling ,Scaling and Polishing, Non-Surgical Extractions and Pain Therapy/ Relief₦5,000.00
Secondary Dental Care – Surgical Tooth Extraction, Root Canal Treatment and Orthodontics
EYE CARE SERVICES
Primary Eye Care- Consultation, Examination, Primary Infections, and MedicationsCovered
Eye Surgeries covered as part of over all surgical limitCovered
Lenses and Frames covered up to limit per plan (Once every 18 months)₦5,000.00
MAJOR DISEASE CARE
Cancer Treatment (Chemotherapy, Radiotherapy, Surgery), Major Organ Diseases- Kidney Dialysis, Organ transplants, Other major Organ diseases, Stroke, Rehabilitation Care. All drawn from major disease limits₦100,000.00
PHYSIOTHERAPY CARE SERVICES
Specialist Consultation & TreatmentCovered
Physiotherapy Sessions2 sessions
External Medical Devices & Appliances such as Crutches, Wheelchair, Neck Collars etc Limits are per annum₦10,000.00
DIAGNOSTIC SERVICES
Basic Radiological Studies e.g Plain x-ray, Contrast X-ray & Ultrasonography (Abdominal and Pelvic)Covered
Laboratory Services- Histopathology, Hematological Investigations, Microbiological Investigations , Serology& Clinical chemistryCovered
Spirometry , Electrocardiogram (ECG) – Rest & EEG-ElectroencephalogramCovered
Advanced and Complex Laboratory and Radiological Investigations e.g Echocardiogram, CT scan, MRI,e.t.c.₦20,000.00
ANNUAL WELLNESS SCREENING (Principal & Spouse)
Physical ExaminationCovered
Visual AcuityCovered
Blood PressureCovered
Fasting Blood SugarCovered
PHARMACY BENEFIT AND CHRONIC DISEASE MANAGEMENT
Chronic Medical Conditions (Drug Refill)₦30,000.00
Drug Delivery and Pick up at Partner PharmaciesCovered
Chronic Disease Management ProgramCovered
MENTAL HEALTH MANAGEMENT
Specialist Consultations on Outpatient Cases Only3 weeks
Employee Assistance Program / Stress ManagementCovered
LIFESTYLE MANAGEMENT
Discount at Network Gym Centres @iFitness branches nationwide30%
On-site Health Checks , Health Talks/ Education Forum or Wellness FairsCovered
TELEMEDICINE & E-HEALTH SERVICES
TeleconsultationCovered
EXPERT SECOND OPINION SERVICE
Second Opinion Service by ExpertsCovered
UrinalysisNot Covered
Serum CholesterolNot Covered
Liver Function TestNot Covered
ECGNot Covered
Kidney Function Test (E/U/Cr)Not Covered
Breast scan every 2years for females < 40years, Mammogram for every 2 years females >40 years , Pap smear every 2 years for females >35 yearsNot Covered
PSA for men above 40 years every 2 yearsNot Covered
PHARMACY BENEFIT AND CHRONIC DISEASE MANAGEMENT
Chronic Medical Conditions (Drug Refill)₦30,000.00
Drug Delivery and Pick up at Partner PharmaciesCovered
Chronic Disease Management ProgramCovered
MENTAL HEALTH MANAGEMENT
Specialist Consultations on Outpatient Cases Only3 weeks
Psychiatric Inpatient CasesNot Covered
Employee Assistance Program / Stress ManagementCovered
LIFESTYLE MANAGEMENT
Discount at Network Gym Centres @iFitness branches nationwide30%
On-site Health Checks , Health Talks/ Education Forum or Wellness FairsCovered
TELEMEDICINE & E-HEALTH SERVICES
TeleconsultationCovered
TRAVEL INSURANCE
World Wide Cover for Principal OnlyNot Covered
EXPERT SECOND OPINION SERVICE
Second Opinion Service by ExpertsCovered

Nearby Professionals

We have a network of more than 2000 standard hospitals and over 1500 pharmacies spread across Nigeria. When you click the ‘buy now’ button, you will see all the hospitals and healthcare facilities to choose from at the point of purchase.

NEM_HEALTH hospital network

Nearby Professionals

NEM_HEALTH hospital network

We have a network of more than 2000 standard hospitals and over 1500 pharmacies spread across Nigeria. When you click the ‘get a quote’ button and give us your details, we will send you a list of these hospitals and health care facilities.

How does it work?

We’ve simplified access to high-quality health services by thoughtfully bundling preventative and curative care into our NemHealth plans.

Click the button below to fill in your details

Make your payment.

Fill the enrollment form and start enjoying healthcare

How does it work?

We’ve simplified access to high-quality health services by thoughtfully bundling preventative and curative care into our NemHealth HMO plans.

STEP 1

Click the button below to fill in your details

STEP 2

Make your payment.

STEP 3

Fill the enrollment form and start enjoying healthcare

Buy a plan here

Fill in your details, make your payment, fill the enrollment form and start enjoying healthcare.

 
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