HMO insurance plans in Nigeria play a significant role in ensuring that healthcare is both accessible and affordable. Among the leading providers, NEM Health stands out with its robust, tech-driven health plans, tailored to individual, family, aged and corporate needs.
NEM Health HMO Plans Overview
NEM Health offers a vast variety of plans to suit healthcare needs and budget, all designed with seamless digital integration for easy access and management
Individual and family HMO plans in Nigeria:
Affordable monthly premiums with wide coverage, including
- Outpatient care
- Specialist consultation
- Laboratory checks
- Dental and eye care
- Physiotherapy
- Chronic disease management
- Telemedicine service.
Enroless enjoys access to over 1500 hospitals and clinics all across Nigeria, with extended coverage in Africa and India through partner providers. (For context on how HMOs operate in Nigeria, see this National Health Insurance Authority guide).
Sage Plans for Aged Members:
These are specialised plans created for those aged 66 to 75 years, addressing the special healthcare needs of seniors. These plans help to maintain vitality, and they cover basic healthcare and emergencies, billed at a monthly premium of around ₦12,500 (billed annually).
Corporate Plans:
The corporate plans are designed for companies, associations, and sizable groups with at least 20 members. These plans include a full suite of healthcare perks such as
- Specialist care
- Diagnostics
- Surgical services
- Maternity care
- Chronic disease management
- Mental health services
- International coverage options (depending on the plan tier)
What to Expect from NEM Health
Through NEM Health, enrollees benefit from:
Seamless onboarding and management via the NEM Health mobile app featuring e-HMO cards, digital ID, eligibility checks, pre-booking, etc..
Telemedicine consultations are available 24/7 through video, calls, or chat, eliminating the need for physical hospital visits for minor and specialist consultations.
Comprehensive wellness programs that include annual health checks, chronic care management, fitness initiatives, and preventive health education.
International access to healthcare providers across Africa and India, enhancing the value for expatriates and frequent travellers.
Efficient case management with professional support for complex admissions, surgeries, and chronic conditions.
Emergency and accident services featuring ambulance dispatch, hospital transport, and payment guarantees for out-of-network care.
Popular NEM Health HMO Plans and Benefits
NEM’s plans come with different benefit limits and levels of coverage, mainly including
- Outpatient care
- Inpatient care
- Surgeries
- Dental and eye care
- Maternity
- Mental health
- Major illness care.
For a detailed breakdown of NEM Health coverage options, click here to visit our benefits page.
Why should you choose NEM Health?
When comparing the different HMO insurance plans in Nigeria, NEM Health continuously delivers a balance of affordability, accessibility and innovation.
With its tech-driven approach spanning e-HMO cards, telemedicine, and international healthcare access, NEM Health individuals, seniors, families and companies are protected with trustworthy and flexible plans.
Conclusion.
Healthcare needs are not one-size-fits-all. Whether you are a parent looking after your family, a young professional, a senior seeking specialised support, or a company investing in employee well-being, NEM Health has a tailored plan for you.
Choosing NEM means choosing comprehensive care, peace of mind, and a healthy and secure future.
